100/100
Value
- Price
- $20/mo
- Intel.
- 69
- Cost/task
- —
- Est. tokens/mo
- 6M
Inferred9 days ago
Caveats
- •Data confidence: inferred — not directly observed from the provider source; figures are proxied or assumed.
AI Coding Plan Intelligence — 2026-06-23
Which AI coding plan is actually worth it?
Honest comparison of 14 plans across 18 providers. Real pricing, honest limits, provenance-tracked data — not marketing copy.
GitHub Copilot
Claude (Anthropic)KIKimi (Moonshot AI)WIWindsurf (by OpenAI)
ChatGPT (OpenAI)CUCursor
Gemini (Google)GitHub Copilot for Xcode+10 more →14
Plans tracked
18
Providers
2026-06-23
Last verified
Every figure links to its source. ● Estimated where exact limits are undisclosed.
Model Efficiency Index
Models ranked by Intel · t/s ÷ $/100 tasks — rewards intelligence, throughput, and cost-efficiency simultaneously. · Verified 2026-06-23
| # | Model | Lab | Intel | t/s | $/100T | Intel/$100T | Intel·t/s/$100T | Efficiency |
|---|---|---|---|---|---|---|---|---|
| 1 | GPT-OSS 120B | US | 24 | 344 | $0.687 | 34.9 | 12,017 | |
| 2 | Mimo V2.5~ | CN | 40 | 82 | $0.659 | 60.7 | 4,978 | |
| 3 | DS V4 Flash | CN | 40 | 108 | $0.879 | 45.5 | 4,915 | |
| 4 | MiniMax M2.5~ | CN | 34 | 209 | $1.560 | 21.8 | 4,555 | |
| 5 | Gemma 4 31B | US | 29 | 35 | $0.531 | 54.6 | 1,911 | |
| 6 | Grok 4.3 | US | 38 | 135 | $4.435 | 8.6 | 1,157 | |
| 7 | DS V4 Pro | CN | 44 | 91 | $3.525 | 12.5 | 1,136 | |
| 8 | MiMo-V2.5-Pro | CN | 42 | 53 | $2.046 | 20.5 | 1,088 | |
| 9 | MiniMax-M2.7 | CN | 38 | 49 | $1.990 | 19.1 | 936 | |
| 10 | MiniMax-M3 | CN | 44 | 57 | $3.108 | 14.2 | 807 | |
| 11 | GPT-5.4 Nano | US | 38 | 162 | $9.021 | 4.2 | 682 | |
| 12 | GLM-5~ | CN | 40 | 77 | $5.448 | 7.3 | 565 | |
| 13 | GLM-5.1 | CN | 40 | 90 | $8.841 | 4.5 | 407 | |
| 14 | Haiku 4.5~ | US | 24 | 89 | $5.730 | 4.2 | 373 | |
| 15 | Kimi K2.5~ | CN | 38 | 55 | $6.450 | 5.9 | 324 | |
| 16 | Kimi K2.6 | CN | 43 | 45 | $12.811 | 3.4 | 151 |
~ = Tok/Task estimated; cost approximate. US = US lab, CN = Chinese lab. Cost model: 7k fresh + 3k cached input, plus output at Tok/Task rate (OpenRouter pricing).
Cost model — $/Task
$/Task = ( 7,000 × OR_In$/1M + 3,000 × OR_CH$/1M + Tok/Task × OR_Out$/1M ) ÷ 1,000,000
Composite score
(Intel × t/s) ÷ $/100T Rewards models that are smart, fast, and cheap simultaneously. Doubling speed doubles the score.
Five-Dimension Model Radar
Top 5 models by Intelligence Score across Intelligence, Coding, Agentic, Speed, and Affordability.
Claude Fable 5
Claude Opus 4.7
Claude Opus 4.8
GPT-5.4
GPT-5.5
Axes explained
- Intelligence
- AA Intelligence Index — composite benchmark (MMLU, GPQA, MATH, HumanEval). Raw AA 0–100 score.
- Coding
- AA Coding Index — HumanEval, SWE-bench, coding benchmarks. Raw AA 0–100 score.
- Agentic
- AA Agentic Index — tool-use, multi-step, and agent benchmark performance. Raw AA 0–100.
- Speed
- Output tokens/sec (AA median). Percentile-ranked within this set — top = fastest.
- Affordability
- Inverted price percentile: cheaper = higher. Blended = input × 0.3 + output × 0.7.
Intelligence, Coding, Agentic use raw AA absolute scores. Speed and Affordability are percentile-ranked within this dataset.
Compare any models interactivelyTop Value Coding Plans
Highest quality-adjusted capability per dollar in each price band. · Scores computed 2026-06-23
No low-band pick available yet.
Best mid-tier
Best high-end
8/100
Value
- Price
- $100/mo
- Intel.
- 73.9
- Cost/task
- —
- Est. tokens/mo
- 450K
Inferred9 days ago
Caveats
- •Data confidence: inferred — not directly observed from the provider source; figures are proxied or assumed.
Model quality by price tier
The best model each plan unlocks, scored by Intelligence Score (50% agentic, 40% coding, 10% speed), split into budget, standard, and premium tiers.
Budget
≤ $15/mo- Copilot Individual72.4GPT-5.5 · $8.33/mo
- Copilot for Xcode Individual72.4GPT-5.5 · $8.33/mo
- Kimi Plus55.4Kimi K2.6 · $8/mo
Standard
$16 – $49/mo- Copilot Pro+72.4GPT-5.5 · $33/mo
- Cursor Pro72.4GPT-5.5 · $16/mo
- ChatGPT Plus72.4GPT-5.5 · $20/mo
- Claude Pro71.9Claude Opus 4.8 · $20/mo
- Gemini Advanced (Google One AI Premium)68.1Gemini 3.5 Flash · $19.99/mo
- Kimi Pro59.7Kimi K2.7 Code · $27/mo
Premium
$50+/mo- Claude Max73.9Claude Fable 5 · $100/mo
- Copilot Max72.4GPT-5.5 · $100/mo
Intelligence Score is sourced from Artificial Analysis indices (observed). Bars show the highest-quality model a plan offers, not its price-efficiency. See the methodology for the formula.
Build your own comparison
Pick 2–6 plans and compare pricing, models, limits, and value side by side.